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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

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Flood Insurance FLOOD

Learn about flood coverage options that fit your specific needs.

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Recreational Insurance RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

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Condo Unit Owners Insurance

Condo Unit Owner Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Property Loss Claim Form
Request Declaration and Coverages for Existing Homeowners Insurance Coverage

Condo Unit Owners Insurance Information

Insurance Zone has competitive markets for Condo Unit Owners whether used as your primary, secondary residence or rental.  These packages are designed to include Hurricane/Wind protection unique to the Unit Owner’s exposure. In all cases, the Special Form (All Risk) is recommended over the Basic Form.    Insurance Zone  has great markets for the needs of the Association as well. One of our areas of focus and specialty is designing Condominium and Homeowners Associations programs.

Condo Unit Owners Insurance Essential Coverage Checklist

  • Dwelling - Replacement Cost on Structural Elements Within that belong to unit owner including alterations, floors, walls, built-ins, clothing, appliances, electronics, jewelry, heirlooms up to policy limits
  • Personal Property - Replacement Cost on furniture, clothing, appliances, electronics, jewelry, heirlooms up to policy limits 
  • Personal Liability - Claims for bodily injury or property damage for which the Unit Owner is Legally Responsible, recommended minimum coverage of $300,000
  • Medical Payments - Medical expenses for anyone outside the household who is injured while visiting
  • Loss of Use - Pays for costs above normal living expenses if damage prohibits living in their condominium
  • Loss Assessments - Covers the costs levied by the condominium association for losses incurred by a covered peril
  • Other Essential Coverages - Flood, umbrella or excess liability, auto golf cart, scheduled personal property, water back up and increased mold coverage.

Insurance Zone is a full-service commercial and personal lines independent insurance agency offering insurance products and services tailored to meet the demands of homeowners and business owners.


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